Are there any negatives of holding my ADA and BTC as BTCB and BEP2/BEP20 ADA in trustwallet?

So basically I have Ada Eth and BTC in binance, but I don't have huge sums tied up.

Normally I was happy to keep that amount in binance given it had the best fiat on off ramp, and keeping it there largely meant I could cut out all crypto transaction fees anytime I purchased.

Now with binance in hot water I am thinking about other options, but fees, particularly on BTC are steep. If I buy more I don't want to have to keep paying fees to move to my wallet.

Is it worth me wrapping my btc to move it? Or is it better to just move it to Kucoin. If kucoin had a good fiat off ramp it would be a no brainer to me. Just having trouble deciding. The idea of having multiple private wallets to hold various crypto doesn't really appeal to me that much.