Crypto is going to be the only way for cross border payments

A little bit of context, I have recently moved to the states but my parents live back in my native country .

My house required some renovation, hence I was trying to send them some money for the same, but nearly every other options sucks, actually steals a shit load of money from you. Nearly all of them have hidden fees.

1.Western Union : For every 200$ sent, I have to pay 10-12$ as transaction fees. also they have a bad reputation where they exploit exchange rate fluctuations during the transfer window to screw you and additional 1-2%.

2.MTOS and Online Banking : On an average, it would take 2-3 days , and you would be charged anywhere between 3-5% for the transaction charges.

3.Paypal - Just no comments here, last time I tried, they straight up deducted like 10%.

4. Find someone who is going back to your country, actually the cheapest lol, but can’t find anyone always.

With something like XLM, I hardly need to pay anything for transaction charge, and it is faster than any of the above methods, plus even after conversion I have to pay something like 0.5-1% as transaction charges.

Even the widely hated tron has 0.002 TRX as fees and won’t go above 1% in either case.

Time to make parents create a wallet !

Edit 1: Wise ,Nano and XRP are great options.

Edit 2: Even considering on and off ramp charges, it’s less than the other options mentioned.