Financial planning/advice subreddits are the saddest places

Whole sub was happy someone gained 8% in 4 years. Told them "thats not even the inflation" and got downvoted.

Every financial sub need to realize monetary debasement is real inflation.

Total USD supply has expanded by 35% from January 2020 to January 2024. So unless your RE/Stock/Bond/fiat portfolio netted 35%+ return in the same period (doubt), you’ve basically just stood still or in this case gone backwards (meaning a negative real yield).

So yeah sure while their gains in "dollar terms" has gone up 8%, their actual portfolio value would have accrued a -27% real yield against total amount of dollars printed in the same period. Lmao.

That person's portfolio today is worth less than 75% of their initial investment 4 years ago in real terms, yet everyones congratulating them on their "gains". ????‍♂️

But wait, theres more! Hes also getting taxed on those very "gains" that was stolen from him to begin with so government gets to fuck him twice.

Ain't keynesian economics just wonderful??

Fuck the fed. Buy Bitcoin.