If you are holding stablecoins without putting them into work, you are doing something wrong

This applies to the people who hold stablecoins, without doing anything with them.

Coins should work for you, earning you passive income.

If you are holding stablecoins, and you are not putting them into work, you are making a mistake. In that case, I don't see any other reasons for holding stablecoins other then waiting for a bigger dip so you could buy your coin of a choice.

Jokes incoming: how can I earn some money from stablecoins when I don't have 10k to start with.

I don't know, what is better, holding them for no profit at all, or getting some profit? If you are going to earn $100 per year for sure, why wouldn't you do that? Profit is profit.

I know a lot of people whose portfolio is 80% in stablecoins. They are just staking them on DeFi platforms, or on CEX.

CEX or DEX, you need to DYOR when you find pools for staking.

What matters is checking the APY/APR. If it some crazy ammount, like 50%, 100% etc - I would avoid it.

1 - checking APY/APR - I would honestly, avoid HIGH Yields. However, choice if yours and always DYOR

2- checking Liquidity - you want to see a big liqudity. You don't want to go where liquidity is, for example, $150,000. I am searching for liquidity that will show me millions of $

3 - choosing stablecoin of your choice - check their reserves. Don't choose some random stablecoin, choose best from what we have. My personal choice would be searching for pools with USDT, USDC, DAI

4 - choosing the right platform to do that - DYOR. Ask someone, check review, see if someone checked the code. You also don't want to get rugpulled.

You have websites like stable.fish which will give you a list of pools, and do calculations on how much do you earn per day, 7 days, 30 days etc.

Also, be realistic. If your APR is 10%, at the end of the year, with inflation involved you would actually earn less.

Moral of the story is, don't just hold and watch your coins. Let them work for you and earn you passive income. Let the coins work for you.