It's Time To Retire the Phrase "Only Spend What You Can Afford To Lose"

We see this phrase used over and over again and I believe it must be eliminated and sent down the memory hole. For starters, if this is what you believe about the future of Bitcoin, than why are you investing money in it in the first place? Personally, I would never invest thousands of my hard in dollars into something that I didn't have 100% conviction in its fundamentals and its future. Furthermore, I believe that a more concise phrase would be "Don't invest any fiat that you may need access to for a minimum of 3 years". Secondly, I hate the wording "what you can afford to lose". I don't know about anyone else, but I can't afford to lose any of my hard earned money whether it's today, or 5 years from now, which is why I don't gamble on shitcoins or anything else.