I've just come into some money - Need to keep it private - USDT?

Hi all,

I've just come into some money which I need to keep away from my family - coming from an Asian background, any money that's in my bank is also assumed to be their money too, which simply can't be the case with the new income I'm making.

I've already spoken about payment in crypto, to which the payee has agreed.

I am now looking into 'stable-coins', with the initial notion being that USDT is the safest.

After reading through numerous posts, it seems as though Reddit has some serious concerns with it.

As a complete newbie to crypto, could someone please guide me on how to navigate this world of crypto and how to store my money in a: stable, non-volatile and safe coin, which can be easily withdrawn into fiat?

Side note - I've ordered a BitBox02 - Multi Currency for cold offline storage, after extensive research, it seemed as though utilising cold storage is the best way to keep coins safe?