Need help with a response

Hey all - I was just asked this question in another sub and need a clear and concise response drafted. Any help is appreciated!!

“Setting aside BTC, what risks do you see in CBDC compared to regular digital banking and payments systems? In a financial sense it makes sense to remove credit, liquidity risk and lower fees through CBDC. In terms of privacy all transactions are already monitored and can be shut down in the current digital system, unless you are only using cash. Do you trust someone like Bezos more than the government?

Cash is also controlled through strict AML practices limiting its use unless you have significant cash revenue, partners accepting cash payment or a system set-up for depositing (or laundering it).”