Recommended Lightning Wallet

I plan to DCA Bitcoin, but in my country the available good exchange is only Binance, and the fee to withdraw to my cold wallet is significant.

I want to stack it into a lightning wallet first, since Binance WD fee for lightning is much smaller than to the native address, and then move it later to my cold wallet address.

What is the recommended lightning wallet for this, that might fulfil these criteria: - open source - reputable - self custody but simple enough, no need to set up my own channel