Coinbase and Ripple have ENORMOUS monetary resources. They can take on any fight the SEC challenges them to. Gensler is known for his interest in all things blockchain.
So, why is SEC doing what its doing?
I think it's doing it on purpose to clear the way for XRP, ETH, BTC and every crypto out there, and for DeFi. This is second order thinking. On the surface it looks like the SEC is fighting these biggies. But it knows it'll lose. So really what it's doing is creating a fight, losing, and then the players are free to play. The ground is clear.
I'm going to HODL.
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