Unexpected Expenses lead to Forced Selling

Recently, I was driving my car home from work and then suddenly the engine temp gauge jumped from mid temp all the way to high in an instant. Seconds after, white smoke out the exhaust and expensive problems resulted.

Come to find out to repair the car would be more expensive than the car is worth, so we’ve been instructed to scrap and purchase a replacement vehicle. I have an emergency fund to cover a few months of expenses, but a car is a bit more than those few months. As a result, I am forced to sell some of my crypto holdings ???? This day was one of the worst because of it (sold at a loss, but at least I’m able to tax harvest a bit)

What stories do you have where you were in a predicament and you had to sell investments in order to cover unexpected expenses?

Important lesson: make sure to have and emergency fund and that it has plenty of funds! I had 6 months worth of expenses, but I still needed a little bit more to cover my unexpected costs. You never know what will come. I plan to adjust my new emergency fund to 12 months.