Unpopular Opinion: Crypto is to hard a learning curve for mass adoption

TL/DR: Crypto complicated, banks not.

**EDIT** For those who missed it in this post. I am saying that exchanges like Coinbase are fantastic and needed for adoption. its everything else that is a problem.

I have been dipping my toe in crypto for a few months now. Meaning i've been using coinbase and voyager to buy and sell. That is pretty much dead simple. I transfer money in from my account, use it to buy coins, profit. Just like any other bank account with an online portal, its user friendly and works how you would expect it to work.Now comes the part that is not user friendly and will never be mass adopted until its changed. I recently decided to delve further into crypto, downloading a couple of wallets and using things like pancake swap and uniswap. This was all unbelievably complicated to learn. If someone who works in tech has to google a few things to understand how it works, then 90% of the population will never understand it.

First i had to find a wallet to use. I decided to go with Metawallet.. just because, no real reason, heard about it, watched a video on it, and set one up. Cool thats done. Now that i have it, there a bunch of different networks i can connect to. WHAT? Imagine Chase ran on a different network than Wells Fargo. You have a Chase account and the store has a Wells Fargo account. Now you need to take your money from Chase, go to this "swap" and exchange it for third party coin, than take this third party coin and use it to buy currency in Wells Fargos network, to then buy what i need from the store. On top of that, you are paying fees for each hop of that system. To make it ever worse, you never know how much its going to cost each and every time you do this! (yes this isnt exactly how it works every time and every place, so please dont @ me)

When i was buying some alt coins, yes i have money that i can lose on them, dont need a lecture. I ended up using TrustWallet and using their Dapps to go to uniswap. I exchanged some Ethereum for DotMoovs (which i just made 5 times on when i sold yesterday). Buying was pretty easy, just accepting some pop ups on the screen and switching to V2. However when i went to sell, thats where the average person is going to say this is stupid. I would have to say yeah im cool with uni using my coins and to accept. So i click accept and than it brings up the contract. I accepted that and than it showed i had a pending transaction. Being the first time i have done this with uniswap and all that, i just assumed ok, this will just take some time, i have read how the network has been slow at times. 2 hours later, still pending, clicked into pending transactions and couldnt figure anything out. Cancelled the transaction and did some googling. The best response i could find from reddit hits was "you need to accept the contract in uniswap" with no other clarification. I finally decided to try and sell my coins one more time. So after i go through all the steps in uniswap, approved the contract that pops up saying im paying about 150 in Ethereum to process the transaction.The button shows up that i need to accept and its going the spinning wheel, i click on that and have to accept again. Then i had to go back to my TrustWallet to accept the transaction.

I get that A. cryptio isnt traditional banking B. alt coins arnt the same as bitcoin or Ethereum. However, year after year, altcoins make it to the top 10 of all cryptos. They usually make it onto a reputable exchange at that point which makes them easier to buy. However its when they arnt on there, that its a problem. I can log into a number of websites and buy either physical currency of any country in this world (big or small), or log into another site and buy shares in something that follows the currency. I can do that very easily with just money in my bank account.

Next thing is the wallet. "if you have your coins on an exchange you are doing it wrong", "no keys no coins" , "NEVER EVER WRITE DOWN, TAKE A PICTURE, TAKE A SCEENSHOT, SEND YOURSELF AN EMAIL with your crypto passphrase", "hand engrave the phrase onto a piece of metal and then hide that metal in your prison wallet" That shit right there will make it so crypto is never taken seriously. People keep millions upon millions in banks and brokerage accounts, maybe refer to them like you would an exchange. People will want the same ease of use before they think about buying in. I have one password to my bank account, and if it detects im logging in from somewhere new i get a text on my phone. I dont need to memorize some 10 word phrase or risk losing ALL of my money.

The way for mass adoption is to encourage people to use exchanges. If people dont like to invest on their own and just want a vehicle for buying and selling(which i would assume 90% of the population is), than things like CoinBase are FANTASTIC. Thats right im calling Coinbase FANTASTIC. That will get people into crypto. Hell it got myself into it. Get off you high and mighty chair of "offline wallet or bust" Yeah i get it, you super geeked out and got it working because you are young and in the IT business most likely. If people manage their own personal brokerage account, than i would say Binance is great for these type. If someone is super into Day Trading, than uniswap and learning curve for them.

I am 33 year old, IT worker, with a wife and child. One more on the way! If i barely have time to manage this maze of shit for crypto, than regular folks will not. I cant even explain it to my wife in a way that she would ever partake. Anyone who works in tech knows that you have to make software super duper user friendly, borderline make it idiot proof. I know crypto is still pretty new, but if this doesnt happen quickly, it will be the same 10 people on reddit talking about how awesome it is and how everyone should use it