Unpopular opinion: Leaving crypto in an exchange is safer than using a wallet (for most people)

In my opinion leaving your crypto in an exchange or a lending platform is way safer for most people. Especially for beginners and "casual investors".

How many times how you heard of a popular exchange like Kraken, Coinbase, Gemini etc getting hacked? Probably not many. But how many times have you heard of someone losing his seed phrase? Millions of cryptocoins are lost because of that reason! I know that the whole "not your keys, not your crypto" might sound appealing and nice but I feel much safer having my crypto on an exchange and an lending platform than having a piece of paper than can get lost, burned or stolen!