What are you thinking for UTXO size?

With all the high fee talk and knowing fees will only go higher there’s more discussion around UTXOs, what they are and why they matter.

What are your considerations for utxo size in sats for cold storage or why did you pick the size you did. Personally managing mine but wanted to see who else is working on this in one post because I keep seeing it all over.

Also share your best analogy or description of what a UTXO is for those that are just learning.