Where has censorship resistant money gone?

I felt the urge to donate to Archive.org. I suspect there's a chance they may not be able to interface with the traditional banking system sometime over the next few years, so I decided to send them some eth. I hop over to Coinbase, buy $50, punch in Archive.org's wallet, and boom. Good deed done.

I wake up to an email saying Coinbase decided not to send that transaction. They're concerned I've been defrauded. This made me realize sending eth or any other coin is about as useful as sending paypal bucks.

I'm aware of the adage "Not your wallet, not your money" but --- how are people getting money into the network? The onramps and exit ramps are subject to the same pressures as Visa and Mastercard. I've tried offering goods/services in crypto in the past, but no one was buying. What is the solution?