Why I absolutely despise banks

So this text is a personal rant about the banking system. On Friday I went to a local national bank agency to discuss my ongoing process of getting a almost 15,000$ loan for my home renovations. After being there and talking to an agent for basically an hour they presented me with a receipt for which I had to pay: -95$ for the hour I spent with their agent (as it supposedly interrupted their daily schedule, even though I booked the meeting with 4 days in advance) ; -34$ for a 4 page copy of the proposed loan (I guess the ink in their printers is made of gold); -150$ for a maintenence fee of my account (this one is the most outrageous one)

Why should I pay that much for them to hold my money for a year? So much money for some copies? This is absolutely ridiculous. Can we please finally get a crypto revolution for these companies to end once and for all?

Sorry about this rant, but I am still fuming about this situation.

Ps: the values described are converted from EUR to USD