I live in a developing country and crypto saves me $150-$300 each month (higher than our minimum monthly wage) and that's a fucking lot

I honestly don't care about HODLING crypto (more power to all of you though).

I was forced into it because I was losing so much money from traditional banking.

Background: I get most of my income from marketing clients abroad (I manage digital ad campaigns). Paypal/Swift used be the default method to get paid because it was ubiquitous and honestly quite easy to use for clients.

But Paypal charged me A LOT.

• They take a cut from each payment I get from each client
• Then they take another cut to convert those funds (ie. USD, AUD) into my local currency
• Finally they charge me to transfer funds to my bank account
• There's no interest or staking on any funds I leave and don't transfer to a local account

This happens to each client and for each payment. All these fees and extra charges each month easily add up to $150-$300.

For context, this is how much $300 is worth in my country:

• I can get 6 weeks' worth of groceries for my 5-person household
• It's almost 50% higher than our minimum wage
• It's equal to more than half what a young professional earns each month in their 1st job
• I can eat 98 Big Macs

Now, I get paid in crypto (not all, but a big chunk). It's mostly XRP because it's easy to withdraw here and the fees are next to nothing.

I basically get a bonus paycheck every month and I love it.

I now have less stress because of strict budgets for groceries, can buy actual good quality stuff, and have a bit extra to get a few small gifts every now and then for the people I care about.

But it also makes me sad because there are literal millions of people like me who rely on payments or remittances from abroad to survive.

$300 might be small time for folks in the US, but it's life changing for us.