It's not a valid working process: the block hash commits to all transactions.
First of all a miner cannot "find a right hash" then insert a double-spend transaction. This would invalidate the hash (and the block, actually).
For the same reason, a node receiving the block cannot malleate the coinbase transaction. It would not be able to "immediately produce a block" either.
In addition, blocks have consensus rules and a valid block does not only consist of a block header hash inferior to the target but must respect a number of other rules as well (locktimes, existing outpoints, valid scripts, ...).
The cost of producing a valid PoW is so high that you would not expect a miner to commit energy to an invalid block.
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