As the Bank Of England say, they're going to spend years years designing a digital pound and then ask the government if they want to use it...
"No decision has been made on whether to proceed with a digital pound. After completing the design phase over the next couple of years, including taking account of developments in the wider payments landscape, the Bank and Government will assess the policy case for a digital pound and determine whether or not to proceed. A digital pound would only be introduced with Parliamentβs approval, requiring primary legislation."
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