What are the risks to storing your crypto in a Binance wallet?

So I’ve been using Binance for the better part of 5 months now (it’s the only exchange I’ve used thus far) and I’ve had a great experience with them on the whole.

There’ve now been a couple of countries and banks that don’t seem to like Binance (p*ssies) and as a result have filed criminal complaints, etc.

And while this directly doesn’t worry me too much, it has got me thinking about the liquidity and risk of the crypto in my wallet, hence my question:

• If something were to happen to Binance (in a financial sense), is there a risk that I wouldn’t be able to transfer crypto out of my binance wallet and hence lose my coins?

Not sure if this is a dumb question but I’m new to the game ouchea, also if you had to recommend another wallet - which would it be?

Appreciate any answers ✊????