 | My friend had such a situation with a bank in Poland. The screenshots were translated by Google Translate, that's why there are such plams TRANSCRIPT: Just moments ago, I checked my mBank account and was shocked to find a debt of nearly 2 million PLN. I'm just an average 21-year-old working at a ventilation and air-conditioning company, and suddenly, I'm burdened with a massive debt. My first instinct was to verify the enforcement signature and contact the Tax Office. To my relief, the Tax Office in Żary, located 500 km away from where I live, clarified that the debt wasn't mine. The person I spoke to confirmed that I wasn't even in their records, and the error was solely on the bank's side, specifically mBank Polska. However, when I approached my local mBank branch, they refused to remove the debt, claiming it was issued to me due to someone's incompetence. In desperation, I reported the issue to the police, but they directed me to the prosecutor's office. It's baffling how, overnight, due to the lack of competence and professionalism of bank officials and employees – individuals society trusts – I find myself in debt to the state for almost 2 million PLN. The Tax Office in Żary informed me that they couldn't issue an official letter confirming that the debt isn't mine until they receive an official request from me. Unfortunately, I have no idea how long this might take – whether it's a week, a month, or even years. We all know how bureaucratic offices tend to handle paperwork. I'm left wondering what to caution others about. Should we be wary of banks, government offices, or just of being citizens? Could a case of mistaken identity lead to paying someone else's debt or even facing legal consequences for someone else's financial obligations? Given the current state of affairs, it's hard to predict what might happen next. The Tax Office in Żary cannot issue an official letter confirming that the debt does not belong to me until they receive a formal request from me for such documentation. The waiting time? It remains uncertain. Perhaps a week, a month, or even two years. As we're all aware, bureaucratic processes can be time-consuming. I'm at a loss regarding what to caution you about. Is it the bank, the office, or just the risk of being misidentified due to my nationality? The potential consequences are unclear—could I end up paying someone else's debt or facing legal trouble for another's national debt? Given the current service attitude of mBank Polska, the Tax Office, or the police, a speedy resolution seems unlikely. I would advise checking your bank accounts; who knows, you might have undisclosed millions. My visit to the mBank branch to submit the required documents, which led to the freezing of my account, took an unexpected turn. Instead of processing my documents, I was informed that an employee had mistakenly associated my PESEL with a 2 million PLN debt, and they would be rectifying the issue by removing the debt today. Why this couldn't have been resolved promptly initially, I cannot say. Perhaps it was the influence of public pressure and the online community, for which I am grateful! However, I'm yet to receive an apology or any formal documentation confirming the resolution. I remain in contact with my lawyer. I'm sorry if someone don't understand a story I was tough to translate everything from polish to english language. [link] [comments] |
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