Why do we need a Bankless society?

First principle of ???? - it can't be created or destroyed assuming a perfect market economy. That statement is now way overrated and false. You deposit $100 in a bank and after one year you get $101. That is the bank telling you that your 1 year is worth $1 to the bank. Now, if you borrow the SAME $100 from the bank you have to pay back $11 to the bank after one year. That is the bank telling you that it's own time of 1 year is worth $11. That $10 difference in borrowing vs lending interest is to support the salaries and lifestyles of banks and corporations. In a bankless society that expense doesn't exist and therefore the money is available to the public as equal lending and borrowing interest. That's why defi interests are way more lucrative than bank account ones.